Pelan SARJANA

Each year, 3% increase of cost to pursue your children study to a higher level may really burden you. So many parents have been suffering shortage of money to pursue their children study to IPTA or IPTS.

As we at Etiqa Takaful, try to help you maximize your life, we also ensure that your child will receive the education he deserves, we also ensure that your child is covered should anything unexpected happen to him.

The Etiqa Takaful Sarjana Plan combines savings and coverage and is an effort to provide a special fund for your child’s future education.

COVERAGE BENEFITS
Should death or total permanent disability happen to the payer all the basic contributions including the Rider on the child except additional savings will be settled until the maturity date or when the child dies or experiences permanent total disability, whichever comes first.

Should the child die, this contract will pay the Coverage Benefit together with the Participant Account and the accumulated profit.
Should the child experience disability, this contract will pay a disability benefit as stated in the schedule.

ADDITIONAL BENEFIT
Educational Fund Disbursement – Withdrawal of money from the Participant Account (AP) is allowed 3 years before the maturity date.



MATURITY BENEFIT
Once this contract matures, the participant will receive the whole accumulated amount in the AP including the profit from the AP and the excess from the Participant Special Account.